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Budget on your own terms.
Budget Time is a straightforward envelope budget: plan a month, log what you spend, reconcile against your bank statement, and see what's left — no spreadsheet required.
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Groceries — August
Budgeted R 2,400.00
Spent -R 1,860.45
Available R 539.55
Envelope budgeting, done simply
Plan every category month by month, watch carry-over flow automatically, and always know what is left to spend.
Reconcile with confidence
Match transactions against a statement, lock a period once it balances, and undo cleanly if something was wrong.
Share a budget, not a spreadsheet
Invite a partner as an editor or a viewer — everyone sees the same numbers, updated as they happen.